Tuesday, July 27, 2010

Day 373 - Learn about criteria of buying a house

Haha...my mum called me yesterday saying that my auntie heard there is a corner lot double-storey house at Bkt Serdang is pending to sell with RM600k~ I said WOW...RM600k?! That's a lot money...but anyway, no harm to have a look to that house, then only start considering....

Today she went in visit during evening time, straight away called me and said that house is a worth buy~ I was shocked...RM600k...plus the owner willing to reduce to RM590k since we are just employee, not earning that much of money~ So, my mum consulted my papa, then they planned to go again at 5pm after my papa back from work...

Who knows~ The house owner told my mum that there's an agent with a buyer just leave 5 mins ago...They bought it with RM600k~ Wow...so efficient...seems like it is really a hot cake, very worthy to buy...No wonder my parents and bro all told me that we missed this such a great chance~ All fully furnished and well renovated...Can straight move in without any great changes...

Anyhow, I think we are late, and people is offering the owner with higher price, of course no wrong that the owner choose to sell to the higher price taker...I learned throughout the process...Studied online about housing loan, current BLR rate in Malaysia is 6.3%, Mortage Reducing Term Assurance (MRTA), Lock-in period and et cetera....Also, a good link to calculate the mortage and find the relevant bank package~

God blessed...Let wait our fate...一切随缘~ I believe there will be a better house awaiting for us~ Just work hard and get prepare~

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